.ibo-definition{background-color:#f1f5f9;padding:6rem 0}.ibo-definition__inner{margin:0 auto;max-width:48rem;text-align:center}.ibo-definition__heading{color:#0f172a;font-family:Inter,sans-serif;font-size:clamp(1.75rem,3vw,2.5rem);font-weight:700;line-height:1.2;margin-bottom:1.5rem}.ibo-definition__body{color:#1e293b;font-family:Inter,sans-serif;font-size:1.125rem;line-height:1.7;margin-bottom:1rem}.ibo-definition__body p{margin-bottom:1rem}.ibo-definition__body p:last-child{margin-bottom:0}.ibo-definition__callout{border:none;color:#1e293b;font-family:Inter,sans-serif;font-size:1.125rem;font-weight:400;line-height:1.7;margin:1rem auto 0;max-width:48rem;padding:0;text-align:center}.ibo-definition__callout p{margin:0}.ibo-definition__cta{margin-top:2.5rem}.ibo-benefits__header{margin:3rem 0;text-align:center}.ibo-benefits__heading{color:#0f172a;font-family:Inter,sans-serif;font-size:clamp(1.75rem,3.5vw,2.5rem);font-weight:700}.ibo-benefits__grid{display:grid;gap:1.5rem;grid-template-columns:repeat(3,1fr);margin-top:2.5rem}.ibo-benefits__card{background-color:#fff;border-radius:8px;box-shadow:0 1px 3px rgba(0,0,0,.06);padding:2rem;transition:box-shadow .2s ease}.ibo-benefits__card:hover{box-shadow:0 4px 12px rgba(0,0,0,.1)}.ibo-benefits__icon{height:80px;margin-bottom:1.5rem;width:80px}.ibo-benefits__icon img{height:100%;object-fit:contain;width:100%}.ibo-benefits__title{color:#0f172a;font-family:Inter,sans-serif;font-size:1.25rem;font-weight:700;line-height:1.3;margin-bottom:1rem}.ibo-benefits__title:after{background-color:#c6a756;content:"";display:block;height:2px;margin-top:1rem;width:3rem}.ibo-benefits__desc{color:#64748b;font-family:Inter,sans-serif;font-size:.9375rem;line-height:1.6;margin:0}@media (max-width:1023px){.ibo-benefits__grid{gap:1.5rem;grid-template-columns:repeat(2,1fr)}}@media (max-width:480px){.ibo-definition{padding:4rem 0 3rem}.ibo-benefits__grid{grid-template-columns:1fr}}